Apartment Living BlogApartment Tips › Apartment Searching After Declaring Bankruptcy

We can appreciate that you are in a difficult position. Trying to reorganize your financial life and get back on your feet is certainly a challenge, and not being able to find apartment housing during the process just adds to that. That being said, it is important to understand that property management companies have a business to run and that can only happen when their tenants are able and willing to pay the rent. If the rent isn’t paid, then the mortgage on the community may not get paid, the community water and power bills may not get paid, and things that the tenants need to have fixed don’t get fixed. Every time a community rents to someone, that community takes a risk that they won’t get paid (and because of landlord/tenant laws, in many states it takes a long time to evict a non-paying tenant). In order to minimize that risk, landlords require certain financial standards (such as credit scores and previous rental history) and likely your situation will not allow those standards to be met.  You may be very “willing” to pay the rent, but an apartment community would be anxious about your being “able” to do so. However, while you may not find success in your apartment hunt with the larger communities, it is possible that you may be able to find a small or independent owner landlord who may be more inclined to work with you.  Don’t be shy about sharing your need to find an apartment with your family, friends and co-workers.  You never know – one of them may have a friend or family member who is looking for someone to rent their garage apartment, guest house or small starter home that has become a rental.

About :

Hi, all! I'm Maggie, the Assistant Manager of Public Relations and Events here at For Rent. I'm part of an awesome team of fun, creative people that love to get together and think up new ideas and solutions for the multifamily industry. Here at ForRent.com, I write and edit A LOT! Other things I love: reading, Netflix, rain storms, Thai food, beach days with friends and the Georgia Bulldogs.


  1. Shericka Mckissack says:
    Hello I’m on bankruptcy since November 16,2017 and I been trying to fine apartment or a house but in Nashville tn it’s hard to fine a place because of my chapter 13 can someone please help me I don’t know what else to do. Thanks Shericka Mckissack

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