1317 W 12th St, Panama City, FL 32401
What This Apartment Offers
This waterfront duplex stands alone on the western side of Lake Caroline. Now 11 years old, it was built by one of Bay County's premier homebuilders,… Koehnemann Construction. Sound-proof features, 1,335 SF living area, 257 SF garage, & large attic storage. Split bedroom design with large master bedroom overlooking the lake, walk-in closet, & spacious walk-in shower. Ceramic tile floors in kitchen, baths & laundry. High elevation, 16' above sea level, no storm damage. Close proximity to St. Andrews, Lisenby Walking Park, Al Helms Dog Park, & Panama City Garden Club and walking track. Only 4 blocks from Beach Drive with public access to watch the sunset and a view of Shell Island and the State Park. Small pets will be considered with additional non-refundable pet deposit. **No Smoking**
Unit A
1317 W 12th St Unit A is an apartment for rent in Panama City, FL
Fees & Policies
The fees below are based on community-supplied data and may exclude additional fees and utilities.
One-Time Basics
Due at Move-In
-
Security Deposit - Refundable$1,700
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Apartment Details
Views
- Lake Views
Home Design
- Built in 2015
- Property Attached
- Vinyl Siding
- Asphalt Roof
- Slab Foundation
Interior Spaces
- Coffered Ceiling
- Dining Room
- Ceiling Fan
- 1-Story Property
- Window Treatments
Kitchen
- Free-Standing Electric Range
Flooring
- Carpet
Bedrooms and Bathrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
- 3 Bedrooms | 2 Bathrooms
- 3 Bedrooms
Laundry
- Washer and Dryer Hookup
Attic
- Attic
- Pull Down Stairs to Attic
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Parking
- 3 Car Garage
Outdoor Features
- Covered Patio or Porch
Lot Details
- Zoning described as Resid Multi-Family
Schools
- Northside Elementary School
- Jinks Middle School
- Bay High School
Utilities
- High Efficiency Air Conditioning
- Central Heating
- Heat Pump System
- Water Heater
Listing and Financial Details
- Security Deposit $1,700
- Property Available on 2026-08-24
- Tenant pays for all utilities, electricity, exterior maintenance, internet, sewer, trash collection, water
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What's nearby 1317 W 12th St Unit A
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Panama City, FL 32401
Copyright 2026 © Central Panhandle Association of Realtors. All rights reserved.
Area Scores
Walkability
Fairly walkable
Transit
Limited public transit
Driveability
Very drivable
Bikeability
Fairly bikeable
Walkability measures the walking distance to day-to-day needs.
Transit measures access to public transportation.
Driveability measures congestion, parking availability, and access to major roads.
Bikeability measures the suitability for cycling.
Soundscore™
Active
A Sound Score rating aggregates noise caused by vehicle traffic, airplane traffic and local sources.
Travel and Transit
Airport
38 min Drive
Local Education
Colleges and Universities
| School | Commute Time (Distance) |
|---|---|
| Gulf Coast State, Panama City | Drive: 7 min (4 mi) |
| Gulf Coast State, North Bay | Drive: 22 min (12.1 mi) |
Discover Panama City, FL
Shopping Centers
Shoppers will appreciate 1317 W 12th St Unit A proximity to Panama Plaza, Executive Center, and St Andrews Plaza. Panama Plaza is 0.6 miles away, and Executive Center is within a 13 minute walk.
Parks and Recreation
Recreational activities near 1317 W 12th St Unit A are plentiful. Discover 1 park within 2.1 miles, including Science and Discovery Center of Northwest Florida.
Airports
Living in Panama City provides easy access to Northwest Florida Beaches International, located just 38 minutes from 1317 W 12th St Unit A.
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