$1,700 /month

1317 W 12th St, Panama City, FL 32401

Last Updated: 1 Day Ago

What This Apartment Offers

This waterfront duplex stands alone on the western side of Lake Caroline. Now 11 years old, it was built by one of Bay County's premier homebuilders, Koehnemann Construction. Sound-proof features, 1,335 SF living area, 257 SF garage, & large attic storage. Split bedroom design with large master bedroom overlooking the lake, walk-in closet, & spacious walk-in shower. Ceramic tile floors in kitchen, baths & laundry. High elevation, 16' above sea level, no storm damage. Close proximity to St. Andrews, Lisenby Walking Park, Al Helms Dog Park, & Panama City Garden Club and walking track. Only 4 blocks from Beach Drive with public access to watch the sunset and a view of Shell Island and the State Park. Small pets will be considered with additional non-refundable pet deposit. **No Smoking**

Unit A

$1,700 /month
3 Beds
2 Baths
1,335 Sq. Ft.
Available Now

1317 W 12th St Unit A is an apartment for rent in Panama City, FL

Fees & Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

One-Time Basics

Due at Move-In

  • Security Deposit - Refundable
    $1,700

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Apartment Details

Views

  • Lake Views

Home Design

  • Built in 2015
  • Property Attached
  • Vinyl Siding
  • Asphalt Roof
  • Slab Foundation

Interior Spaces

  • Coffered Ceiling
  • Dining Room
  • Ceiling Fan
  • 1-Story Property
  • Window Treatments

Kitchen

  • Free-Standing Electric Range

Flooring

  • Carpet

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • 3 Bedrooms | 2 Bathrooms
  • 3 Bedrooms

Laundry

  • Washer and Dryer Hookup

Attic

  • Attic
  • Pull Down Stairs to Attic

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 3 Car Garage

Outdoor Features

  • Covered Patio or Porch

Lot Details

  • Zoning described as Resid Multi-Family

Schools

  • Northside Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • High Efficiency Air Conditioning
  • Central Heating
  • Heat Pump System
  • Water Heater

Listing and Financial Details

  • Security Deposit $1,700
  • Property Available on 2026-08-24
  • Tenant pays for all utilities, electricity, exterior maintenance, internet, sewer, trash collection, water

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What's nearby 1317 W 12th St Unit A

Get In Touch

Property Address:
1317 W 12th St,
Panama City, FL 32401
Listed by
Rick M Koehnemann | Koehnemann Realty
Phone Number: (850) 769-3419
MLS

Copyright 2026 © Central Panhandle Association of Realtors. All rights reserved.

Area Scores

Walkability

Fairly walkable

Transit

Limited public transit

Driveability

Very drivable

Bikeability

Fairly bikeable

Scores provided by

Soundscore

Active

Scores provided by

Travel and Transit

Airport

Northwest Florida Beaches International

38 min Drive

Northwest Florida Beaches International

Local Education

Colleges and Universities

School Commute Time (Distance)
Gulf Coast State, Panama City Drive: 7 min (4 mi)
Gulf Coast State, North Bay Drive: 22 min (12.1 mi)

Discover Panama City, FL

Shopping Centers

Shoppers will appreciate 1317 W 12th St Unit A proximity to Panama Plaza, Executive Center, and St Andrews Plaza. Panama Plaza is 0.6 miles away, and Executive Center is within a 13 minute walk.

Parks and Recreation

Recreational activities near 1317 W 12th St Unit A are plentiful. Discover 1 park within 2.1 miles, including Science and Discovery Center of Northwest Florida.

Airports

Living in Panama City provides easy access to Northwest Florida Beaches International, located just 38 minutes from 1317 W 12th St Unit A.

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Contact this Property

(850) 769-3419