Turtle Lake

4324 W 20th St, Panama City, FL 32405

Last Updated: 1 Day Ago

(15)

Managed By

Monthly Rent: $1,240 - $1,735; View Fees and Policies
Bedrooms: 1 - 31 - 3 Beds
Bathrooms: 1 - 2.51 - 2.5 Baths
Sq. Ft.: 700 - 1,300 sq ft

Pricing and Floor Plans

The Lakeview

$1,240 - $1,480

2 Beds, 2 Baths

, 1,000 Sq. Ft.

Show Floor Plan Details

7 Available Units

Unit

Price

Sq. Ft.

Available

S-S273

$1,345

1,000 Sq. Ft.

Now

S-S276

$1,355

1,000 Sq. Ft.

Oct. 1

D-D124

$1,370

1,000 Sq. Ft.

Oct. 1

The Sunset

$1,305 - $1,430

2 Beds, 1.5 Baths

, 900 Sq. Ft.

Show Floor Plan Details

3 Available Units

Unit

Price

Sq. Ft.

Available

Q-Q266

$1,305

900 Sq. Ft.

Now

U-U283

$1,315

900 Sq. Ft.

Now

Q-Q162

$1,330

900 Sq. Ft.

Now

The Palm

$1,605 - $1,735

3 Beds, 2 Baths

, 1,300 Sq. Ft.

Show Floor Plan Details

4 Available Units

Unit

Price

Sq. Ft.

Available

M-M243

$1,605

1,300 Sq. Ft.

Nov. 3

M-M242

$1,605

1,300 Sq. Ft.

Nov. 3

M-M244

$1,625

1,300 Sq. Ft.

Nov. 3

E-E229

$1,635

1,300 Sq. Ft.

Nov. 3

The Bayview

$1,555 - $1,655

3 Beds, 2.5 Baths

, 1,100 Sq. Ft.

Show Floor Plan Details

1 Available Unit

Unit

Price

Sq. Ft.

Available

V-V332

$1,555

1,100 Sq. Ft.

Dec. 12

Show Unavailable Floor Plans (2)

* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. Price, availability, fees, and any applicable rent special are subject to change without notice. * Square footage definitions vary. Displayed square footage is approximate.

Details

Lease Term Options

6 - 12 Month Leases

Property Information

Built in 1978
200 units2 stories

Fees & Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

One-Time Basics

Due at Application

Application Fee

$50

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Matterport 3D Tours

Explore Commute Options

Drive Time

Walk Time

Bike Ride Time

Public Transit

Property Highlights

Bike Storage
Black Appliances
Boat/rv Parking
Breakfast Bar
Catch & Release Fishing Lake
Other
Private Entrance
Vinyl Plank Flooring

Apartment Features

Air Conditioning
Balcony
Carpet
Ceiling Fans
Dishwasher
Disposal
Freezer
Heating
Ice Maker
Kitchen
Microwave
Oven
Range
Refrigerator
Tub/Shower
Vinyl Flooring
Walk-In Closets
Washer/Dryer Hookup
Window Coverings

Community Features

Bicycle Storage
Lake Access
Laundry Facilities
Package Service
Playground
Pool

Map of Turtle Lake

Area Scores

Walkability

Fairly walkable

Transit

Limited public transit

Driveability

Very drivable

Bikeability

Somewhat bikeable

Scores provided by

Soundscore

Active

Scores provided by

Transit

Airport

Northwest Florida Beaches International

37 min Drive

Moving to Panama City, Panama City, FL

Shopping Centers

Shoppers will appreciate Turtle Lake proximity to Northstar Center. Northstar Center is 2 miles away.

Parks and Recreation

Recreational activities near Turtle Lake are plentiful. Discover 1 park within 4.2 miles, including Science and Discovery Center of Northwest Florida.

Airports

Living in Panama City provides easy access to Northwest Florida Beaches International, located just 37 minutes from Turtle Lake.

Local Education

Primary and Secondary Schools

Lucille Moore Elementary School

Grades PK-5

Public

Jinks Middle School

Grades 6-8

Public

Central High School

Grades 9-12

Public

Bay High School

Grades 9-12

Public

Bacot Academy

Grades K-12

Private

Covenant Christian School

Grades PK-12

Private

Colleges and Universities

School	Commute Time (Distance)
Gulf Coast State, Panama City	Walk: 11 min (0.6 mi)
Gulf Coast State, North Bay	Drive: 26 min (12.6 mi)

About Turtle Lake

Welcome to Turtle Lake Apartments in Panama City, FL - a welcoming community offering spacious one, two, and three-bedroom homes designed for comfort and convenience. Whether you're a student, military personnel, or working professional, Turtle Lake… delivers value-packed living in a serene, well-connected neighborhood.
Quick access to Highway 98 puts you close to everything Panama City has to offer - from local dining and shopping to top employers and recreational spots. Come home to Turtle Lake Apartments and experience a community built around your lifestyle.

Welcome to Turtle Lake Apartments in Panama City, FL - a welcoming community offering spacious one, two, and three-bedroom homes designed for comfort and convenience. Whether you're a student, military personnel, or working professional, Turtle Lake delivers value-packed living in a serene, well-connected neighborhood.
Quick access to Highway 98 puts you close to everything Panama City has to offer - from local dining and shopping to top employers and recreational spots. Come home to Turtle Lake Apartments and experience a community built around your lifestyle.

Turtle Lake is an apartment community in Panama City, FL

Contact

Property Address:

4324 W 20th St,
Panama City, FL 32405

Phone Number: (850) 788-3695

More Information:

View Property Website

Office Hours

Sunday Closed
Monday 8:30 AM – 5:30 PM
Tuesday 8:30 AM – 5:30 PM
Wednesday 8:30 AM – 5:30 PM
Thursday 8:30 AM – 5:30 PM
Friday 8:30 AM – 5:30 PM
Saturday Closed

Renter Reviews

For Turtle Lake

4.0

15 Ratings & Reviews

1/24/19

Disaster relief

Everyone had some degree of suffering during hurricane Michael but turtle lake was very good to us. First and foremost, in the aftermath of the disaster all residents had rent waved for 3 months, because of that we had time to look for new jobs, pay all our overdue bills and we were able to do Christmas which was a HUGE blessing. Second, the staff has always been nothing but kind and understanding and bend over backwards to meet any requests we have. Unfortunately, maintenance is very… understaffed but such can't be helped considering the situation and isn't permanent and will be remedied with due time. Even considering such they work as fast as possible. lastly, the community and residents mostly keep to themselves and are quiet.

The only negative thing I can say about turtle lake is the pest control company they hire (Brock) isn't worth the spare change I'm required to throw their way every month.
I was also sad to see all the beautiful trees that survived get cut down.

This was the first apartment my boyfriend and I have ever lived in together but we were well taken care of. I can only hope that our next apartment complex out of state will be even half as good. And I can assure you that once all the repairs are done they are going to be beautiful.

Review from Apartments.com

41 People Found This Helpful

Property Manager at Turtle Lake responded to this review

Dear Anonymous, We appreciate your feedback! The devastation caused by Hurricane Michael has been extremely difficult for everyone in our area. We are glad that we could help our residents when they needed it the most. We will continue to make the… needed repairs to our community and are looking for additional staffing in our maintenance department. We will share the thoughts about the pest control service to see where we can make improvements. Thank you again for sharing your thoughts. Let us know if your plans change and you decide to relocate to Panama City in the future. We would love to have you back with us.

Sincerely,
Shalonda
Community Manager
2/7/18

ROACHES!! ROACHES!!

I have been dealing with an ongoing roach problem for over 8 months now which the management has been informed ever since July of 2017 it's now February of 2018 and the management refuses to do anything about this. The first year no signs of any roaches when I got new neighbors the issue began and it has yet to be resolved.

Review from Apartments.com

15 People Found This Helpful
5/5/17

Worst place to live

The staff will tell change paperwork on you without telling you and put you in a different apartment than the one they say they show you, but by then you've already signed your lease. Very very sneaky company. It has changed ownership at least twice since I have lived here in 1 year. There are raccoons in the dumpsters at night, ducks poop on your porch, there is trash left out everywhere. Not a clean environment. They just want you to sign that lease. I highly DO NOT recommend. Good luck.

Review from Apartments.com

14 People Found This Helpful
6/26/16

Great Space, Quiet and I Love the Staff

I moved here about a year ago and have really enjoyed it here. The apartment is beautiful and I love the location. It's in the city and close to everything but doesn't have that busy, "city" vibe. The ladies in the office are great and always willing to help and the maintenance staff are friendly and take care of my work orders very quickly. I also really like that I can pay my rent and put maintenance requests in online. I pay all my other bills online and here I can even pay my rent online.… All around it's a great place to live! I love it here!!!

Review from Apartments.com

41 People Found This Helpful
8/6/15

Not a bad place overall

I have lived here at Turtle Lake Apartments for over a year now for school. For being nearly directly across the street from Gulf Coast State College, the rent is reasonable. The 2B2B is spacious and well laid out. The walkway in front of the apartments of building D does tend to flood during really rainy days, but it doesn't stand for more than a few hours. Maintenance issues are resolved within the hour usually, the the maintenance guys here are A

Review from Apartments.com

32 People Found This Helpful