The Banks Apartments

410 8th St SE, Spencer, IA 51301

Last Updated: Today
Monthly Rent
$945 - $1,325
View Fees and Policies
Bedrooms
1 - 2
Bathrooms
1 - 2
Sq. Ft.
688 - 976 sq ft

1 MONTH FREE RENT!

Limited time move-in special. Sign a lease at The Banks and get one month free on a 13-month lease! Terms and conditions may apply. Contact our leasing team for more information.

Pricing and Floor Plans

Cost Calculator: Estimate your monthly and one-time fees.

1 Bedroom 1 Bathroom Apartment (C-1)

$945
1 Bed, 1 Bath
688 Sq. Ft.
Show Floor Plan Details
12 Available Units
Unit
Price
Sq. Ft.
Available
204
$945
688
Oct. 1
203
$945
688
Oct. 1
109
$945
688
Oct. 1

1 Bed 1 Bath Apartment (E-1)

$945
1 Bed, 1 Bath
688 Sq. Ft.
Show Floor Plan Details
1 Available Unit
Unit
Price
Sq. Ft.
Available
310
$945
688
Oct. 1

2 Bedroom 1 Bathroom (A-1)

$1,195
2 Beds, 1 Bath
970 Sq. Ft.
Show Floor Plan Details
6 Available Units
Unit
Price
Sq. Ft.
Available
307
$1,195
970
Oct. 1
305
$1,195
970
Oct. 1
207
$1,195
970
Oct. 1

2 Bedroom 1 Bathroom Apartment (D-1)

$1,195
2 Beds, 1 Bath
976 Sq. Ft.
Show Floor Plan Details
3 Available Units
Unit
Price
Sq. Ft.
Available
306
$1,195
976
Oct. 1
206
$1,195
976
Oct. 1
106
$1,195
976
Oct. 1

2 Bedroom 2 Bathroom Apartment (B-1)

$1,325
2 Beds, 2 Baths
976 Sq. Ft.
Show Floor Plan Details
3 Available Units
Unit
Price
Sq. Ft.
Available
102
$1,325
976
Oct. 1
302
$1,325
976
Oct. 1
202
$1,325
976
Oct. 1

2 Bed 1 Bath Apartment (F-1)

$1,165
2 Beds, 1 Bath
907 Sq. Ft.
Show Floor Plan Details
2 Available Units
Unit
Price
Sq. Ft.
Available
301
$1,165
907
Oct. 1
201
$1,165
907
Oct. 1
* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. Price, availability, fees, and any applicable rent special are subject to change without notice. * Square footage definitions vary. Displayed square footage is approximate.

Details

Property Information

  • Built in 2026
  • 30 units3 stories

Fees & Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

Utilities & Essentials

  • Utility Service Fee
    $6 / mo

One-Time Basics

Due at Application

  • Security Deposit - Refundable
    $500
  • Application Fee Per Applicant
    $59

Due at Move-In

  • Service Fee
    $200
  • Administrative Fee
    $99

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Explore Commute Options

Drive Time
Walk Time
Bike Ride Time
Public Transit

Property Highlights

  • ADA Compliance Units
  • Off-Street Parking
  • On-Site Management
  • Pets Allowed
  • Range/Stove
  • Secured Entry

Apartment Features

  • Air Conditioning
  • Heating
  • High Speed Internet Access
  • Kitchen
  • Microwave
  • Oven
  • Range
  • Refrigerator
  • Tub/Shower
  • Washer/Dryer

Community Features

  • 24 Hour Access
  • Controlled Access
  • Maintenance on site
  • Property Manager on Site

Map of The Banks Apartments

Area Scores

Walkability

Fairly walkable

Driveability

Very drivable

Bikeability

Moderately bikeable

Scores provided by

Soundscore

Active

Scores provided by

Moving to Iowa West Area, Spencer, IA

Shopping Centers

Shoppers will appreciate The Banks Apartments proximity to Pine Tree Plaza and Southpark Mall. Pine Tree Plaza is 1.3 miles away, and Southpark Mall is within a 24 minute walk.

Local Education

Primary and Secondary Schools

GreatSchools rating: 5 out of 10

Lincoln Elementary School

Grades K-5

Public

Not rated

Iowa Great Lakes Lutheran School

Grades K-5

Private

Not rated

Johnson Elementary School

Grades PK-5

Public

GreatSchools rating: 7 out of 10

Spencer Middle School

Grades 6-8

Public

Not rated

Emmetsburg Catholic School

Grades PK-8

Private

GreatSchools rating: 7 out of 10

Spencer High School

Grades 9-12

Public

Data provided by GreatSchools.org © 2026. All rights reserved.

GreatSchools

Colleges and Universities

School Commute Time (Distance)
Iowa Lakes Community College Drive: 7 min (2.3 mi)

About The Banks Apartments

Welcome to The Banks Apartments, a brand-new apartment community NOW LEASING in Spencer, IA. Designed with modern living in mind, The Banks offers spacious, stylish apartments with thoughtfully designed interiors and convenient features to make you… feel right at home.

At The Banks, residents can enjoy comfortable living in a welcoming community with amenities designed for everyday convenience and connection. Whether you're relaxing at home or enjoying the community spaces, The Banks offers a fresh, modern place to call home in Spencer.

Ready to make The Banks your new home? Schedule a tour today!

Pets allowed with additional pet fee & pet rent.

*Rent rates and availability are subject to change. Images, 3D tours, and renderings of units may be similar to available units and do not necessarily represent the specific units available.

Professionally leased and managed by Talon Property Management, LLC.

The Banks is an apartment community located in Spencer, Iowa, in Clay County and the 51301 ZIP Code. This area is served by the Spencer Community School District.

The Banks Apartments is an apartment community in Spencer, IA

Contact

Property Address:
410 8th St SE,
Spencer, IA 51301
Phone Number: (712) 458-4594
Office Hours
  • Sunday Closed
  • Monday Closed
  • Tuesday Closed
  • Wednesday Closed
  • Thursday Closed
  • Friday Closed
  • Saturday Closed
The Banks Apartments

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Contact This Property

(712) 458-4594

Languages: English

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