1900 Portland St, Chattanooga, TN 37406

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Only $975 Deposit
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*** Save on move-in costs! ***

Qualified tenants may be eligible for a… deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify :

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Welcome to this cozy 2-bedroom brick duplex home nestled in between trees with its warm and inviting brick exterior, it is perfect for those looking for the simple pleasuresin life. The comfortable interior has an open floor plan that allows for flexibility and natural light to flow freely throughout, creating a brighter and welcoming space.Whip up your favorite meals in the well-equipped kitchen with white shaker cabinets. The bedrooms are good-sized and offer ample closet space, providing plenty of room for your belongings. With a full bath, washer and dryer hookup, and central heat and air, this home ensures convenience and comfort year-round. Pets up to 30 lbs. are welcome. Located in the lovely Churchville community just minutes from UTC and all that downtown Chattanooga has to offer.

Don't wait! Book a showing now!

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Washer & Dryer Rental Program
- $99/month for a high-quality washer and dryer
- One-time installation fee: $75
- Repairs and maintenance are covered
- Charges apply for damage or loss

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Availability Date
Move-in date may change depending on property condition or vacancy status.

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MONTHLY CHARGES (in addition to base rent)
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- Resident Benefits Package ........ $49.95

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AMENITIES
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- Central Heat and Air
- Electric Heat
- Refrigerator, Stove
- Washer and Dryer Hookup
- Pet Friendly (30 lbs max)
- Section 8 Accepted


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LEASE TERMS
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- 12-Month Lease:................. Base Rent
- 6-11 Months:.................... +$100/month
- Month-to-Month:................. +$250/month


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MANDATORY PROGRAMS & FEES
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- Resident Benefits Package ........ $49.95/month (mandatory)
- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)
- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

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UTILITY CONCIERGE SERVICE (Optional)
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- Utility Setup Fee ................ $175 one-time (non-refundable)
- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month
- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill
- Receive one combined bill for rent and utilities with reminders and full transparency.

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PET POLICY
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- Standard/Regular Breeds:
- $300 non-refundable fee per pet
- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

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APPLICATION REQUIREMENTS
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- AUTOMATIC DENIALS:
- Utility Collections - (can be rectified by paying balance with receipt.)
- Landlord Collections - (can be rectified by paying balance with receipt.)
- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)
- Drug Charges - (non-negotiable)
- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)
- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS:

- If employed less than 1 year with current employer:
- 600+: No Risk Mitigation Fee
- 575-599: 50% Risk Mitigation Fee
- 550-574: 100% Risk Mitigation Fee
- 549 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- If employed more than 1 year with current employer:
- 575+: No Risk Mitigation Fee
- 550-574: 50% Risk Mitigation Fee
- 525-549: 100% Risk Mitigation Fee
- 500-524: 150% Risk Mitigation Fee
- 499 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

*** Note: ***
A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

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APPLICATION PROCESS
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- Apply online:
- Application fee: $65/adult (non-refundable)
- Processing time: 2-3 business days

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MOVE-IN COSTS
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- First month’s rent (prorated)
- Security deposit
- $100 lease preparation fee
- Additional Mandatory fees and programs listed above

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NEED TO SELL BEFORE YOU MOVE?
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- Stevens Realty can buy your current home directly.
- No repairs, cleaning, or commissions
- Move into your new home up to 30 days sooner!

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BONUS: BUILD YOUR CREDIT!
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- Pay your rent on time and we’ll report it to all 3 credit bureaus!
- Improve your credit, qualify for better rates, and establish credit history while renting.

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Contact us today to schedule a tour or apply online!

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Affordable Housing : Yes
Apartment
Resident Benefits Package
Stevens Realty All Bills Included Utility Concierge Service Required
Washer/Dryer For Rent Read More