225 N Germantown Rd, Chattanooga, TN 37411

Experience tranquility in this charming 3-bedroom 1-bath home. This charming home features a mix of siding and prominent stone accents on the porch pillars and... foundation. Step inside from the front porch to a welcoming living room, which connects to other areas through an arched doorway and is cooled by a ceiling fan. Adjacent to the living room is a separate dining space with warm wooden floors that catch the sunlight from two windows. The kitchen is well-equipped with modern stainless steel appliances, dark grey cabinetry, and striking patterned backsplash tile. A long hallway with built-in storage drawers leads to a well-lit bedrooms with ample closet storage and a bathroom with patterned wallpaper. Enjoy a comfortable lifestyle with the modern amenities of a washer and dryer hook-up, a smart home system, electric heating, and central heating and air for optimal temperature management and a healthy living space. Pets that weigh up to 90 lbs. are welcome. Centrally located in Chattanooga, walking distance from public transportation, banking, shopping, dining, and near medical facilities.

Don't miss out on this offer - Schedule a showing now!

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Only $1299 Deposit to Move In!
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Ask us about our Obligo Deposit-Free Lease Program!
Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead.
Learn more:

Washer & Dryer Rental Program
- $99/month for a high-quality washer and dryer
- One-time installation fee: $75
- Repairs and maintenance are covered
- Charges apply for damage or loss

Availability Date
Move-in date may change depending on property condition or vacancy status.


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MONTHLY CHARGES (in addition to base rent)
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Smart Home Automation ............ $20.95
Resident Benefits Package ........ $49.95


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AMENITIES
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- Smart Home Automation
- Central Heat and Air
- Electric Heat
- Refrigerator, Stove, Dishwasher
- Washer and Dryer Hookup
- Pet Friendly (90 lbs max)
- Section 8 Accepted


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LEASE TERMS
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- 12-Month Lease:................. Base Rent
- 6-11 Months:.................... +$100/month
- Month-to-Month:................. +$250/month


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MANDATORY PROGRAMS & FEES
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Smart Home Automation ............ $20.95/month (mandatory)
- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

Resident Benefits Package ........ $49.95
- Our Resident Benefits Package is designed to make renting easier, more convenient, and more rewarding.
Enjoy built-in savings, protection, maintenance support, and exclusive perks — all included to enhance your living experience.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)
- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.


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UTILITY CONCIERGE SERVICE (Optional)
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Utility Setup Fee ................ $175 one-time (non-refundable)
- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month
- Charged for consolidated billing, service management, and ongoing utility coordination.

Billing Convenience .............. One simple bill
- Receive one combined bill for rent and utilities with reminders and full transparency.

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PET POLICY
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- Standard/Regular Breeds:
- $300 non-refundable fee per pet
- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.
- $375 non-refundable fee per pet
- $45/month for 1st pet; $25/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)


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APPLICATION REQUIREMENTS
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AUTOMATIC DENIALS:
- Utility Collections - (can be rectified by paying balance with receipt.)
- Landlord Collections - (can be rectified by paying balance with receipt.)
- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)
- Drug Charges - (non-negotiable)
- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)
- Bankruptcies (within the last 5 years) - (non-negotiable)

CREDIT REQUIREMENTS:

If employed less than 1 year with current employer:
- 600+: No Risk Mitigation Fee
- 575-599: 50% Risk Mitigation Fee
- 550-574: 100% Risk Mitigation Fee
- 549 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

If employed more than 1 year with current employer:
- 575+: No Risk Mitigation Fee
- 550-574: 50% Risk Mitigation Fee
- 525-549: 100% Risk Mitigation Fee
- 500-524: 150% Risk Mitigation Fee
- 499 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)


INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

Note:
A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

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APPLICATION PROCESS
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- Apply online:
- Application fee: $65/adult (non-refundable)
- Processing time: 2-3 business days

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MOVE-IN COSTS
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- First month’s rent (prorated)
- Security deposit
- $100 lease preparation fee
- Additional Mandatory fees and programs listed above

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NEED TO SELL BEFORE YOU MOVE?
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Stevens Realty can buy your current home directly.
- No repairs, cleaning, or commissions
- Move into your new home up to 30 days sooner!

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BONUS: BUILD YOUR CREDIT!
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Pay your rent on time and we’ll report it to all 3 credit bureaus!
Improve your credit, qualify for better rates, and establish credit history while renting.

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Contact us today to schedule a tour or apply online!

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Affordable Housing : Yes
Resident Benefits Package
Smart Lock & Thermostat Automation Inclusive
Stevens Realty All Bills Included Utility Concierge Service Required
Washer/Dryer For Rent Read More