3112 N Hickory St, Chattanooga, TN 37406

This charming 2-bedroom 1-bath apartment has lovely wooden floors, inviting creamy white walls, abundant natural light, and spacious cozy bedrooms with ample... closet space. The kitchen is spacious and well-equipped with lovely white shaker cabinets. This home offers modern convenience such as washer and dryer hook-ups, electric heating, and central heating and air to keep you comfortable and living in a healthy environment. Pets up to 90 lbs. max are welcome. Located near Riverside Drive and Dodson Ave, just minutes from Downtown Chattanooga and Hamilton Place Mall

Don't miss out on this offer - Schedule a showing now!

----------------------------
Only $1,025 Deposit to Move In!
----------------------------

Ask us about our Obligo Deposit-Free Lease Program!
Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead.
Learn more:

Washer & Dryer Rental Program
- $99/month for a high-quality washer and dryer
- One-time installation fee: $75
- Repairs and maintenance are covered
- Charges apply for damage or loss

Availability Date
Move-in date may change depending on property condition or vacancy status.


----------------------------
MONTHLY CHARGES (in addition to base rent)
----------------------------
Resident Benefits Package ........ $49.95

----------------------------
AMENITIES
----------------------------
- Central Heat and Air
- Electric Heat
- Refrigerator, Stove
- Washer and Dryer Hookup
- Pet Friendly (90lbs max)
- Section 8 Accepted


----------------------------
LEASE TERMS
----------------------------
- 12-Month Lease:................. Base Rent
- 6-11 Months:.................... +$100/month
- Month-to-Month:................. +$250/month


----------------------------
MANDATORY PROGRAMS & FEES
----------------------------

Resident Benefits Package ........ $49.95
- Our Resident Benefits Package is designed to make renting easier, more convenient, and more rewarding.
Enjoy built-in savings, protection, maintenance support, and exclusive perks — all included to enhance your living experience.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)
- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.


----------------------------
UTILITY CONCIERGE SERVICE (Optional)
----------------------------
Utility Setup Fee ................ $175 one-time (non-refundable)
- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month
- Charged for consolidated billing, service management, and ongoing utility coordination.

Billing Convenience .............. One simple bill
- Receive one combined bill for rent and utilities with reminders and full transparency.


----------------------------
PET POLICY
----------------------------
- Standard Breeds:
- $300 non-refundable fee per pet
- $25/month for 1st pet; $10/month for each additional (max 3)
- Restricted Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.
- $375 non-refundable fee per pet
- $45/month for 1st pet; $25/month for each additional (max 3)
- No fees for ESA or Service Animals
- Pet Application Fee: $35/pet (excluding ESA/Service Animals)

----------------------------
APPLICATION REQUIREMENTS
----------------------------

AUTOMATIC DENIALS:
- Utility Collections - (can be rectified by paying balance with receipt.)
- Landlord Collections - (can be rectified by paying balance with receipt.)
- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)
- Drug Charges - (non-negotiable)
- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)
- Bankruptcies (within the last 5 years) - (non-negotiable)

CREDIT REQUIREMENTS:

If employed more than 1 year with current employer:
- 600+: No Risk Mitigation Fee
- 575-599: 50% Risk Mitigation Fee
- 550-574: 100% Risk Mitigation Fee
- 549 and below: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

If employed less than 1 year with current employer:
- 575+: No Risk Mitigation Fee
- 550-574: 50% Risk Mitigation Fee
- 525-549: 100% Risk Mitigation Fee
- 500-524: 150% Risk Mitigation Fee
- 499 or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)


INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

Note:
A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------
APPLICATION PROCESS
----------------------------
- Apply online:
- Application fee: $65/adult (non-refundable)
- Processing time: 2-3 business days

----------------------------
MOVE-IN COSTS
----------------------------
- First month’s rent (prorated)
- Security deposit
- $100 lease preparation fee
- Additional Mandatory fees and programs listed above

----------------------------
NEED TO SELL BEFORE YOU MOVE?
--------------------- -------
Stevens Realty can buy your current home directly.
- No repairs, cleaning, or commissions
- Move into your new home up to 30 days sooner!

----------------------------
BONUS: BUILD YOUR CREDIT!
----------------------------
Pay your rent on time and we’ll report it to all 3 credit bureaus!
Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------
Contact us today to schedule a tour or apply online!

----------------------------



Affordable Housing : Yes
Mini Blinds
Resident Benefits Package
Stevens Realty All Bills Included Utility Concierge Service Required
Washer/Dryer Hook Up Read More