3810 Provence St, Chattanooga, TN 37411

Step into this charming and inviting 3-bedroom, 1-bath home, perfectly blending classic character with modern efficiency in the heart of Brainerd. Sunlight... streams into the spacious living and dining areas, highlighting stunning hardwood floors that create a warm, welcoming atmosphere. The well-equipped kitchen, complete with a refrigerator, stove, and dishwasher, leads to a spacious back deck—your personal oasis for relaxation and entertaining. This home is packed with high-value features, including a basement with washer/dryer hookups, central heat and air, natural gas heating, and sophisticated smart home automation for your convenience and year-round comfort. With pet-friendly policies (up to 90 lbs), Section 8 acceptance, and unbeatable access to Downtown Chattanooga, major interstates I-24 and I-75, and local amenities just minutes away, this is the rental opportunity you’ve been waiting for!

Don't miss out on this offer - Schedule a showing now!

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*** Save on move-in costs! ***

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify :

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Only $1299 Deposit
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Washer & Dryer Rental Program
- $99/month for a high-quality washer and dryer
- One-time installation fee: $75
- Repairs and maintenance are covered
- Charges apply for damage or loss

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Availability Date
Move-in date may change depending on property condition or vacancy status.

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MONTHLY CHARGES (in addition to base rent)
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- Smart Home Automation ............ $20.95
- Resident Benefits Package ........ $49.95
- Group Rate Internet .............. $65

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AMENITIES
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- Smart Home Automation
- Central Heat and Air
- Natural Gas Heat
- Back Deck
- Attached Garage / Basement
- Refrigerator, Stove, Dishwasher
- Washer and Dryer Hookup
- Pet Friendly (90 lbs max)
- Section 8 Accepted


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LEASE TERMS
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- 12-Month Lease:................. Base Rent
- 6-11 Months:.................... +$100/month
- Month-to-Month:................. +$250/month


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MANDATORY PROGRAMS & FEES
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- Smart Home Automation ............ $20.95/month (mandatory)
- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

- Resident Benefits Package ........ $49.95/month (mandatory)
- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Group Rate Internet Package ........ $65.00/month (mandatory)
- Get super fast 1 Gig internet with no upfront equipment or installation fees, plus quick, hassle-free setup in one call. All for just $65/month, including no data caps and premium live support through Second Nature.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)
- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

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UTILITY CONCIERGE SERVICE (Optional)
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- Utility Setup Fee ................ $175 one-time (non-refundable)
- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month
- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill
- Receive one combined bill for rent and utilities with reminders and full transparency.

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PET POLICY
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- Standard/Regular Breeds:
- $300 non-refundable fee per pet
- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.
- $375 non-refundable fee per pet
- $45/month for 1st pet; $25/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)


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APPLICATION REQUIREMENTS
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- AUTOMATIC DENIALS:
- Utility Collections - (can be rectified by paying balance with receipt.)
- Landlord Collections - (can be rectified by paying balance with receipt.)
- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)
- Drug Charges - (non-negotiable)
- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)
- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit.
- 600–649: 50% Risk Mitigation Fee.
- 550–599: 100% Risk Mitigation Fee.
- 500–549: 150% Risk Mitigation Fee.
- 499 and below or No credit history: May be approved with a qualified co-signer (minimum 650 credit score and income of at least 2.5× the monthly rent).

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee.
- 550–599: 50% Risk Mitigation Fee.
- 525–549: 100% Risk Mitigation Fee.
- 500–524: 150% Risk Mitigation Fee.
- 499 and below or No credit history: May be approved with a qualified co-signer (minimum 650 credit score and income of at least 2.5× the monthly rent).

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

*** Note: ***
A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

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APPLICATION PROCESS
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- Apply online:
- Application fee: $65/adult (non-refundable)
- Processing time: 2-3 business days

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MOVE-IN COSTS
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- First month’s rent (prorated)
- Security deposit
- $100 lease preparation fee
- Additional Mandatory fees and programs listed above

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NEED TO SELL BEFORE YOU MOVE?
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- Stevens Realty can buy your current home directly.
- No repairs, cleaning, or commissions
- Move into your new home up to 30 days sooner!

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BONUS: BUILD YOUR CREDIT!
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- Pay your rent on time and we’ll report it to all 3 credit bureaus!
- Improve your credit, qualify for better rates, and establish credit history while renting.

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Contact us today to schedule a tour or apply online!

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Affordable Housing : Yes
Resident Benefits Package
Smart Lock & Thermostat Automation Inclusive
Stevens Realty All Bills Included Utility Concierge Service Required Read More