915 S Seminole Dr, Chattanooga, TN 37412

** Save on move-in costs! ***

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the... traditional security deposit with a low, manageable fee.

See if you qualify :
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A lovely 2-bedroom with 2 full baths apartment is an opportunity that awaits you. Enter into a spacious bright living room with sliding doors that access a balcony with a lovely view of the street and trees outside. Cook your favorite meals in the lovely well-equipped kitchen with wooden cabinets, a dishwasher, a refrigerator, and a stove. Two nice-sized bedrooms with good closet space. Your comfort and convenience are assured with a smart home system, central heating and air, and electric heat. Small pets at 30 lbs. max are welcome to join you.

Located right next to Route 41, convenient to downtown and East Ridge. Everything you need is close by.

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Only $975 Deposit
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Availability Date
Move-in date may change depending on property condition or vacancy status.

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MONTHLY CHARGES (in addition to base rent)
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Electric (Allowance) ............. $100
Water (Allowance) ................ $60
Internet/WIFI .................... $45
Sewer ............................ $100
Laundromat Access ................ $25
Smart Home Automation ............ $20.95
Resident Benefits Package ........ $49.95
All Bills Paid Program ........... $9.95


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AMENITIES
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- Smart Home Automation
- Central Heat and Air
- Electric Heat
- Balcony
- Refrigerator, Stove, Dishwasher
- Washer and Dryer Hookup
- Pet Friendly (30lbs max)
- Section 8 Accepted


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LEASE TERMS
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- 12-Month Lease:................. Base Rent
- 6-11 Months:.................... +$100/month
- Under 6 Months:................. +$250/month
- Month-to-Month:................. +$250/month


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MANDATORY PROGRAMS & FEES
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Smart Home Automation ............ $20.95/month (mandatory)
- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

Resident Benefits Package ........ $49.95
- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)
- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.


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UTILITY CONCIERGE SERVICE (Required)
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Utility Setup Fee ................ $175 one-time (non-refundable)
- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month
- Charged for consolidated billing, service management, and ongoing utility coordination.

Water Allowance .................. $60/month
- Monthly water usage allowance. Any overages will be billed to the tenant.

Electric Allowance ............... $100/month
- Monthly electricity usage allowance. Overages will be billed to the tenant.

Internet/WIFI .................... $45/month
- High-speed internet access included as part of your utility package.

Sewer Allowance.................... $100/month
- Monthly sewer usage allowance. Overages will be billed to the tenant.

Billing Convenience .............. One simple bill
- Receive one combined bill for rent and utilities with reminders and full transparency.


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PET POLICY
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- Standard/Regular Breeds:
- $300 non-refundable fee per pet
- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.
- No fees for ESA or Service Animals
- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

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APPLICATION REQUIREMENTS
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CREDIT REQUIREMENTS:
If employed 1+ year at current job:
- 600-649: Standard Deposit
- 550-599: Standard Deposit + 50% rent Mitigation Fee
- 500-549: Standard Deposit + 100% rent Mitigation Fee
- 499 and below: Cosigner required (600+ credit score, 2x rent income)

If employed under 1 year:
- 650+: Standard Deposit
- 600-649: Standard + 50% Mitigation Fee
- 550-599: Standard + 100% Mitigation Fee
- 500-549: Standard + 150% Mitigation Fee

- No credit: Cosigner required (600+ score, 2x rent)

AUTOMATIC DENIALS:
- Utility Collections
- Evictions
- Felonies/Misdemeanor (within the last 10 years)
- Landlord Collections
- Drug Charges
- Bankruptcies (within the last 5 years)

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APPLICATION PROCESS
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- Apply online:
- Application fee: $65/adult (non-refundable)
- Processing time: 2-3 business days

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INCOME REQUIREMENT
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- Combined household income must be at least 2x the rent

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MOVE-IN COSTS
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- First months rent (prorated)
- Security deposit
- $100 lease preparation fee
- Additional fees and programs listed above

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NEED TO SELL BEFORE YOU MOVE?
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Stevens Realty can buy your current home directly.
- No repairs, cleaning, or commissions
- Move into your new home up to 30 days sooner!

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BONUS: BUILD YOUR CREDIT!
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Pay your rent on time and well report it to all 3 credit bureaus!
Improve your credit, qualify for better rates, and establish credit history while renting.

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Contact us today to schedule a tour or apply online!


Affordable Housing : Yes
Apartment
Resident Benefits Package
Smart Lock & Thermostat Automation Inclusive
Stevens Realty All Bills Included Utility Concierge Service Required

?? Move-in to your new 2BR/1BA apartment at Ridge Terrace Apartments for just $825/mo and get $200 OFF your first month’s rent!

Spacious & modern units

Pet-friendly

$500 security deposit option Read More