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  • Ridge Terrace - Ridge Terrace

Ridge Terrace

915 S Seminole Dr, Chattanooga, TN 37412

Floor Plan Summary
Monthly Rent Bedrooms Bathrooms
$825 - $975 2 1 - 2
View Fees and Policies

Pricing and Floor Plans

2 Beds, 1 Baths

$825
2 Beds, 1 Bath
800 Sq. Ft.

Show Floor Plan Details

3 Rentals Available
Unit
Price
Sq. Ft.
Available
40
$825
800
Now
33
$825
800
Now
13
$825
800
7/23/26

2 Beds, 2 Baths

$975
2 Beds, 2 Baths
800 Sq. Ft.

Show Floor Plan Details

Jul. 24
Unit
Price
Sq. Ft.
Available
48
$975
800
7/24/26
* Price shown is total price based on community-supplied monthly required fees. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice. * Square footage definitions vary. Displayed square footage is approximate.

Details

Property Information

  • Built in 1974
  • 49 units / 3 stories

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

  • Surface Lot

Property Fee Disclaimer Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Explore Commute Options

Destination Address
  • Drive Time
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  • Walk Time
    --
  • Bike Ride Time
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  • Public Transit
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Property Highlights

  • Balcony/Patio

Apartment Features

  • Air Conditioning
  • Cable Ready
  • Dishwasher
  • Refrigerator
  • Washer/Dryer

Map of Ridge Terrace

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Area Scores

Walkability

Fairly walkable50 / 100

Driveability

Exceptionally drivable100 / 100

Bikeability

Somewhat bikeable20 / 100

Scores provided by

Soundscore

Active70 / 100

Scores provided by
HowLoud

Transit

Airport
Lovell Field
17 min Drive
Lovell Field

Moving to East Ridge, Chattanooga, TN

Shopping Centers

Shoppers will appreciate Ridge Terrace proximity to Ringgold Center, East Ridge Shopping Center, and 3903 Ringgold Rd. Ringgold Center is 0.6 miles away, and East Ridge Shopping Center is within a 16 minute walk.

Parks and Recreation

Recreational activities near Ridge Terrace are plentiful. Discover 3 parks within 4.7 miles, including UTC Clarence Jones Observatory, Chattanooga Zoo, and Incline Railway.

Airports

Living in East Ridge provides easy access to Lovell Field, located just 16 minutes from Ridge Terrace.

Local Education

Primary and Secondary Schools

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Imani Cultural University, LLC

Grades PK-5

Private

3 rating

East Ridge Elementary School

Grades PK-5

Public

4 rating

East Lake Academy Of Fine Arts

Grades 6-8

Public

4 rating

East Ridge Middle School

Grades 6-8

Public

3 rating

East Ridge High School

Grades 9-12

Public

undefined rating

McCallie School

Grades 6-12

Private

Data provided by GreatSchools.org © 2026. All rights reserved.

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Colleges and Universities

School

Commute Time (Distance)

UT Chattanooga

Drive: 9 min (4.5 mi)

Chattanooga State Comm. Coll.

Drive: 17 min (8.8 mi)

About Ridge Terrace

Lovely 2-bedroom 1-bath apartment with modern amenities that will make you feel right at home. With abundant natural light, a well-equipped kitchen with a dishwasher, refrigerator, and stove, and generous-sized bedrooms with a master bedroom ensuite... and walk-in closet. Enjoy the views of your neighborhood on the balcony accessible from the double glass sliding doors from the bedrooms. Live comfortably with the modern conveniences of electric heating, central heating and air, and a smart home system that ensures energy efficiency and a healthy living environment. Smaller pets at 30 lbs. max are welcome. Situated next to Route 41, easy acces to downtown and East Ridge with everything you need just a few minutes away.

Apply now and grab this apartment before it's gone!

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Only $825 Deposit
----------------------------

*** Save on move-in costs! ***

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify :

Availability Date
Move-in date may change depending on property condition or vacancy status.


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MONTHLY CHARGES (in addition to base rent)
----------------------------
Electric (Allowance) ............. $100
Water (Allowance) ................ $60
Internet/WIFI .................... $45
Sewer ............................ $100
Laundromat Access ................ $25
Smart Home Automation ............ $20.95
Resident Benefits Package ........ $49.95
All Bills Paid Program ........... $9.95


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AMENITIES
----------------------------
- Smart Home Automation
- Central Heat and Air
- Electric Heat
- Balcony
- Refrigerator, Stove, Dishwasher
- Washer and Dryer Hookup
- Pet Friendly (30lbs max)
- Section 8 Accepted


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LEASE TERMS
----------------------------
- 12-Month Lease:................. Base Rent
- 6-11 Months:.................... +$100/month
- Under 6 Months:................. +$250/month
- Month-to-Month:................. +$250/month


----------------------------
MANDATORY PROGRAMS & FEES
----------------------------
Smart Home Automation ............ $20.95/month (mandatory)
- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

Resident Benefits Package ........ $49.95
- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)
- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.


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UTILITY CONCIERGE SERVICE (Required)
----------------------------
Utility Setup Fee ................ $175 one-time (non-refundable)
- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month
- Charged for consolidated billing, service management, and ongoing utility coordination.

Water Allowance .................. $60/month
- Monthly water usage allowance. Any overages will be billed to the tenant.

Electric Allowance ............... $100/month
- Monthly electricity usage allowance. Overages will be billed to the tenant.

Internet/WIFI .................... $45/month
- High-speed internet access included as part of your utility package.

Sewer Allowance.................... $100/month
- Monthly sewer usage allowance. Overages will be billed to the tenant.

Billing Convenience .............. One simple bill
- Receive one combined bill for rent and utilities with reminders and full transparency.


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PET POLICY
----------------------------
- Standard/Regular Breeds:
- $300 non-refundable fee per pet
- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.
- No fees for ESA or Service Animals
- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

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APPLICATION REQUIREMENTS
----------------------------
CREDIT REQUIREMENTS:
If employed 1+ year at current job:
- 600-649: Standard Deposit
- 550-599: Standard Deposit + 50% rent Mitigation Fee
- 500-549: Standard Deposit + 100% rent Mitigation Fee
- 499 and below: Cosigner required (600+ credit score, 2x rent income)

If employed under 1 year:
- 650+: Standard Deposit
- 600-649: Standard + 50% Mitigation Fee
- 550-599: Standard + 100% Mitigation Fee
- 500-549: Standard + 150% Mitigation Fee

- No credit: Cosigner required (600+ score, 2x rent)

AUTOMATIC DENIALS:
- Utility Collections
- Evictions
- Felonies/Misdemeanor (within the last 10 years)
- Landlord Collections
- Drug Charges
- Bankruptcies (within the last 5 years)

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APPLICATION PROCESS
----------------------------
- Apply online:
- Application fee: $65/adult (non-refundable)
- Processing time: 2-3 business days

----------------------------
INCOME REQUIREMENT
----------------------------
- Combined household income must be at least 2x the rent

----------------------------
MOVE-IN COSTS
----------------------------
- First months rent (prorated)
- Security deposit
- $100 lease preparation fee
- Additional fees and programs listed above

----------------------------
NEED TO SELL BEFORE YOU MOVE?
----------------------------
Stevens Realty can buy your current home directly.
- No repairs, cleaning, or commissions
- Move into your new home up to 30 days sooner!

----------------------------
BONUS: BUILD YOUR CREDIT!
----------------------------
Pay your rent on time and well report it to all 3 credit bureaus!
Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------
Contact us today to schedule a tour or apply online!


Apartment
Resident Benefits Package
Smart Lock & Thermostat Automation Inclusive
Stevens Realty All Bills Included Utility Concierge Service Required

?? Move-in to your new 2BR/1BA apartment at Ridge Terrace Apartments for just $825/mo and get $200 OFF your first month’s rent!

Spacious & modern units

Pet-friendly

$500 security deposit option

Ridge Terrace is an apartment community in Chattanooga, TN

Contact

Property Address:
915 S Seminole Dr,
Chattanooga, TN 37412
Phone Number: (706) 944-8346
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