23084 Mary Ball Rd, White Stone, VA 22578

Welcome to 20384 Mary Ball Road in White Stone, a charming and well-maintained 3-bedroom, 1.5-bath single-family home offering comfortable living space, useful… outdoor features, and the quieter lifestyle of Virginia’s Northern Neck.

With approximately 1,040 square feet of living space situated on 0.60 acres, this home makes efficient use of its footprint while providing plenty of room outside to relax, garden, entertain, or simply enjoy having some space around you.

The home underwent significant renovations in approximately 2018, including updates to the HVAC system, roof, hot water heater, and flooring. A more recently improved driveway adds to the property’s functionality.

Outside, residents will appreciate a gazebo, detached carport, attached storage shed, and generous yard space. Broadband/high-speed internet service is reported to be available in the area, making the home practical for everyday living and remote-work needs.

WHY YOU’LL LOVE IT

This is a straightforward, comfortable home with the features that matter: manageable living space, a sizeable yard, covered parking, useful storage, major system updates, and convenient access to White Stone and the surrounding Northern Neck.

Rather than paying for space you may not need, this home offers an efficient layout with the added benefit of more than half an acre outdoors.

HOME FEATURES

* 3 bedrooms
* 1 full bathroom + 1 half bathroom
* Approximately 1,040 sq. ft.
* Approximately 0.60-acre lot
* Single-family rambler
* Central air conditioning
* Major renovations completed approximately 2018
* Updated HVAC system
* Updated roof
* Updated hot water heater
* Updated flooring
* Recently improved driveway
* Detached carport
* Gazebo
* Attached storage shed
* Attic storage
* Public/town water
* Private septic system
* Broadband/high-speed internet reported available
* No HOA

Internet availability, speeds, providers, and service levels should be independently verified by the resident.

LOCATION

Located along Mary Ball Road in White Stone, Virginia, the property provides convenient access to White Stone, Kilmarnock, Irvington, and communities throughout Lancaster County and Virginia’s Northern Neck.

Residents can enjoy the character and open space of the region while remaining within reach of shopping, dining, local services, recreation, marinas, and the surrounding Chesapeake Bay and Rappahannock River communities.

LEASING INFORMATION

Address: 20384 Mary Ball Rd, White Stone, VA 22578
Monthly Rent: $1,695
Available: September 1, 2026
Bedrooms: 3
Bathrooms: 1.5
Square Footage: Approximately 1,040 sq. ft.
Security Deposit: Minimum $1,695, subject to screening results
Lease Administration Fee: $295
Application Fee: $60 per adult age 18+
Utilities: Resident responsible for utilities serving the property
Water: Public/Town Water
Sewer: Private Septic
HOA: None

ESTIMATED MONTHLY HOUSING COST

Rent: $1,695
Required Resident Benefits Package: $45

Estimated Monthly Housing Cost: $1,740 + applicable pet rent

Residents who provide and maintain qualifying personal renter’s insurance may have the insurance component of the Resident Benefits Package removed, reducing the RBP to $34.05/month.

With approved personal insurance:

Estimated Monthly Housing Cost: $1,729.05 + applicable pet rent

Utilities and other variable resident charges are not included.

ESTIMATED MOVE-IN COSTS

Traditional Security Deposit Option

First Full Month’s Rent: $1,695
Resident Benefits Package: $45
Lease Administration Fee: $295
Minimum Security Deposit: $1,695

Estimated Minimum Due Before Keys: $3,730

Applicants using approved personal renter’s insurance and the reduced $34.05 RBP would have an estimated minimum of $3,719.05.

Application fees, pet-related charges, and any increased security deposit resulting from screening are additional.

FIRST-MONTH RENT POLICY

The first full month’s rent is due at move-in.

If the lease begins after the first day of the month, any applicable prorated rent is applied to the following month rather than reducing the first month’s rent collected at move-in.

DEPOSIT-FREE OPTION

Qualified applicants may have the option to use Obligo, a third-party deposit alternative, instead of paying a traditional cash security deposit.

With the standard $45 Resident Benefits Package, RPM Regions charges before keys under a deposit-free option would begin at approximately:

First Full Month’s Rent: $1,695
Resident Benefits Package: $45
Lease Administration Fee: $295

Estimated RPM Regions Charges Before Keys: $2,035

Any Obligo charges, pet-related charges, or other applicable amounts are additional.

Obligo independently determines eligibility, pricing, authorization requirements, and program terms. RPM Regions does not control Obligo approval or pricing.

PETS & ANIMAL SCREENING

Pets may be considered subject to property guidelines and successful animal screening.

All applicants must complete animal-status verification through OurPetPolicy, even if no animals will reside in the home. The rental application is not considered fully complete until this step has been completed.

Animal Screening:


For approved pets:

* Maximum of 3 pets
* Non-refundable pet fee: $400 per approved pet
* Monthly pet rent: $45–$125 per approved pet, determined through the screening process

Assistance animals are not pets and are handled in accordance with applicable Fair Housing requirements.

RENTAL QUALIFICATION GUIDELINES

RPM Regions evaluates applicants consistently using objective rental criteria.

General guidelines include:

* Every person 18 years of age or older must apply separately
* Approximately 620+ credit profile preferred, with case-by-case consideration
* Verifiable gross income generally equal to at least 3 times the monthly rent
* For applicants using qualifying rental assistance, income requirements are evaluated based on the resident-paid portion where applicable
* Nationwide background screening
* Rental history verification
* Employment and income verification
* No eviction judgments within the previous 6 years
* Outstanding landlord balances, collections, payment history, and overall financial profile may be considered
* Animal-status verification through OurPetPolicy is required

Meeting general guidelines does not guarantee approval. Final approval and any applicable deposit requirements are based on the complete screening results.

BEFORE YOU APPLY

Please review the following carefully:

* Application fee is $60 per adult and is non-refundable
* Every occupant age 18+ must submit a separate application
* Required identification and income documentation must be submitted
* Animal screening must be completed even if you do not have a pet
* An incomplete application cannot be fully processed
* Homes are not held based solely on an inquiry, showing, or partially completed application
* Submission of an application does not guarantee approval
* The property is not reserved until the lease has been fully executed and all required funds have been received

Qualified applications are processed using RPM Regions’ established screening and leasing procedures.

IMPORTANT INFORMATION

All information is believed to be accurate but should be independently verified where appropriate.

Property features, measurements, internet availability, utilities, and other information may be approximate or based on information supplied by third-party sources.

Security deposit requirements may increase based on screening results.

Pricing, availability, incentives, and advertised terms remain subject to change until a lease is executed.

Obligo and OurPetPolicy are independent third-party providers. RPM Regions does not control their approval decisions, eligibility determinations, or pricing.

All mandatory RPM Regions fees and required programs are disclosed in this advertisement and will be itemized in the lease.

APPLY & SCHEDULE

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