1918 Ivy St, Chattanooga, TN 37404

Come home to this charming 2-bedroom brick duplex apartment with a warm well-lit living room and a spacious inviting kitchen perfect for making your family's... favorite meals. A Window AC Unit is available to keep you cool during warm summer days, a washer and dryer hookup, and two nice-sized bedrooms with ample closet space. Your fur best friends at 30 lbs. or less is welcome with you.

Conveniently located right in the heart of Chattanooga. Close to schools, hospitals, and parks. You have everything you need within reach.

Scheduling a showing now!

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Only $899 Deposit to Move In!
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Ask us about our Obligo Deposit-Free Lease Program!
Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead.
Learn more:

Washer & Dryer Rental Program
- $99/month for a high-quality washer and dryer
- One-time installation fee: $75
- Repairs and maintenance are covered
- Charges apply for damage or loss

Availability Date
Move-in date may change depending on property condition or vacancy status.


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MONTHLY CHARGES (in addition to base rent)
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Renters Insurance ................ $14.99
Community Perks Package .......... $2.99


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AMENITIES
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- Window AC Unit
- Electric Heat
- Refrigerator, Stove
- Washer and Dryer Hookup
- Pet Friendly (30lbs max)
- Section 8 Accepted


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LEASE TERMS
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- 12-Month Lease:................. Base Rent
- 6-11 Months:.................... +$100/month
- Under 6 Months:................. +$250/month
- Month-to-Month:................. +$250/month


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MANDATORY PROGRAMS & FEES
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Renters Insurance ................ $14.99/month
- Provides $100,000 in liability coverage and $10,000 protection for personal belongings.

Credit Reporting Program ......... $2.99/month
- Reports your on-time rent payments to credit bureaus to help build or improve your credit.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)
- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.


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UTILITY CONCIERGE SERVICE (Optional)
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Utility Setup Fee ................ $175 one-time (non-refundable)
- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month
- Charged for consolidated billing, service management, and ongoing utility coordination.

Billing Convenience .............. One simple bill
- Receive one combined bill for rent and utilities with reminders and full transparency.


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PET POLICY
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- Standard Breeds:
- $300 non-refundable fee per pet
- $25/month for 1st pet; $10/month for each additional (max 3)
- No fees for ESA or Service Animals
- Pet Application Fee: $35/pet (excluding ESA/Service Animals)
- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.


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APPLICATION REQUIREMENTS
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CREDIT REQUIREMENTS:
If employed 1+ year at current job:
- 600-649: Standard Deposit
- 550-599: Standard Deposit + 50% rent Mitigation Fee
- 500-549: Standard Deposit + 100% rent Mitigation Fee
- 499 and below: Cosigner required (600+ credit score, 2x rent income)

If employed under 1 year:
- 650+: Standard Deposit
- 600-649: Standard + 50% Mitigation Fee
- 550-599: Standard + 100% Mitigation Fee
- 500-549: Standard + 150% Mitigation Fee

- No credit: Cosigner required (600+ score, 2x rent)

AUTOMATIC DENIALS:
- Utility Collections
- Evictions
- Felonies/Misdemeanor (within the last 10 years)
- Landlord Collections
- Drug Charges
- Bankruptcies (within the last 5 years)

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APPLICATION PROCESS
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- Apply online:
- Application fee: $65/adult (non-refundable)
- Processing time: 2-3 business days

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INCOME REQUIREMENT
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- Combined household income must be at least 2x the rent

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MOVE-IN COSTS
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- First months rent (prorated)
- Security deposit
- $100 lease preparation fee
- Additional fees and programs listed above

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NEED TO SELL BEFORE YOU MOVE?
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Stevens Realty can buy your current home directly.
- No repairs, cleaning, or commissions
- Move into your new home up to 30 days sooner!

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BONUS: BUILD YOUR CREDIT!
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Pay your rent on time and well report it to all 3 credit bureaus!
Improve your credit, qualify for better rates, and establish credit history while renting.

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Contact us today to schedule a tour or apply online!


Appliance : Refrigerator
Appliance : Stove
Cooling : Window Air Conditioner
Laundry : Hook Ups
Pets Allowed
Renters Insurance Required
Stevens Realty All Bills Included Utility Concierge Service Required
Washer/Dryer For Rent Read More