4159 Willard Dr, Chattanooga, TN 37416

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*** Save on move-in costs! ***

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify :
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This charming brick apartment features 2 bedrooms and 1.5 baths, making it an ideal place to call home, with a classic brick facade that radiates warmth and character. The living room welcomes you with beautiful wooden flooring, soft white walls, and plenty of natural light. Step into the tiled galley kitchen, which comes equipped with a dishwasher, stove, refrigerator, and an abundance of wooden cabinets. Upstairs, you'll discover generously sized bedrooms with plenty of closet space. Enjoy a comfortable lifestyle with the modern amenities of a washer and dryer hook-up, a smart home system, and central heating and air conditioning for optimal temperature management and a healthy living space. Pets that weigh up to 30 lbs. are allowed. Located in a quiet neighborhood close to HWY 58 and easy access to Hwy 317 and 153, a very short drive to Volkswagen and Amazon.

Don't miss out on this offer - Schedule a showing now!

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Only $925 Deposit to Move In!
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Availability Date
Move-in date may change depending on property condition or vacancy status.

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MONTHLY CHARGES (in addition to base rent)
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Internet/WIFI .................... $45
Smart Home Automation ............ $20.95
All Bills Paid Program ........... $9.95
Resident Benefits Package ........ $49.95

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AMENITIES
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- All Bills Paid Required
- Smart Home Automation
- Central Heat and Air
- Refrigerator, Stove, Dishwasher
- Washer and Dryer Hookup
- Pet Friendly (30lbs max)
- Section 8 Accepted


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LEASE TERMS
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- 12-Month Lease:................. Base Rent
- 6-11 Months:.................... +$100/month
- Month-to-Month:................. +$250/month


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MANDATORY PROGRAMS & FEES
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Smart Home Automation ............ $20.95/month (mandatory)
- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

Resident Benefits Package ........ $49.95
- Our Resident Benefits Package is designed to make renting easier, more convenient, and more rewarding.
Enjoy built-in savings, protection, maintenance support, and exclusive perks — all included to enhance your living experience.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)
- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.


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UTILITY CONCIERGE SERVICE (REQUIRED)
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Utility Setup Fee ................ $175 one-time (non-refundable)
- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month
- Charged for consolidated billing, service management, and ongoing utility coordination.

Internet/WIFI .................... $45/month
- High-speed internet access included as part of your utility package.

Billing Convenience .............. One simple bill
- Receive one combined bill for rent and utilities with reminders and full transparency.


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PET POLICY
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- Standard/Regular Breeds:
- $300 non-refundable fee per pet
- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.
- No fees for ESA or Service Animals
- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

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APPLICATION REQUIREMENTS
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- AUTOMATIC DENIALS:
- Utility Collections - (can be rectified by paying balance with receipt.)
- Landlord Collections - (can be rectified by paying balance with receipt.)
- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)
- Drug Charges - (non-negotiable)
- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)
- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit
- 600–649: 50% Risk Mitigation Fee
- 550–599: 100% Risk Mitigation Fee
- 500–549: 150% Risk Mitigation Fee
- 499 and below or No credit history: May be approved with a qualified co-signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

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- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee
- 550–599: 50% Risk Mitigation Fee
- 525–549: 100% Risk Mitigation Fee
- 500–524: 150% Risk Mitigation Fee
- 499 and below or No credit history: May be approved with a qualified co-signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

*** Note: ***
A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

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APPLICATION PROCESS
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- Apply online:
- Application fee: $65/adult (non-refundable)
- Processing time: 2-3 business days

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MOVE-IN COSTS
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- First month’s rent (prorated)
- Security deposit
- $100 lease preparation fee
- Additional Mandatory fees and programs listed above

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NEED TO SELL BEFORE YOU MOVE?
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Stevens Realty can buy your current home directly.
- No repairs, cleaning, or commissions
- Move into your new home up to 30 days sooner!

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BONUS: BUILD YOUR CREDIT!
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Pay your rent on time and we’ll report it to all 3 credit bureaus!
Improve your credit, qualify for better rates, and establish credit history while renting.

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Contact us today to schedule a tour or apply online!

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Affordable Housing : Yes
Apartment
Resident Benefits Package
Smart Lock & Thermostat Automation Inclusive
Stevens Realty All Bills Included Utility Concierge Service Required
Washer/Dryer For Rent Read More