938 Fort Wood St, Chattanooga, TN 37403

Discover serenity in this lovely 1-bedroom 1-bath apartment with an inviting open floor plan seamlessly connecting the living space with grey walls and lovely... flooring to the dining and kitchen areas. The galley kitchen is well-equipped with modern appliances, white shaker cabinets and a spacious pantry. The bedroom is spacious and cozy with ample closet space for your belongings. Year-round comfort is ensured with a Window AC Unit and electric heating. There's a laundromat on-site to take care of your laundry needs. Pets up to 30 lbs are welcome. Great location close to shopping, dining, and entertainment options, right in the heart of Chattanoogas Southside neighborhood!

Don't miss out on this offer - Schedule a showing now!

----------------------------------------------------------------------------------------------------

----------------------------
Only $1150 Deposit to Move In!
----------------------------

Ask us about our Obligo Deposit-Free Lease Program!
Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead.
Learn more:

Availability Date
Move-in date may change depending on property condition or vacancy status.


----------------------------
MONTHLY CHARGES (in addition to base rent)
----------------------------
Water (Allowance) ................ $60
Resident Benefits Package ........ $49.95


----------------------------
AMENITIES
----------------------------
- Window AC Unit
- Wall Heaters
- Refrigerator, Stove
- Shared Washer and Dryer Unit
- Pet Friendly (30 lbs max)
- Section 8 Accepted


----------------------------
LEASE TERMS
----------------------------
- 12-Month Lease:................. Base Rent
- 6-11 Months:.................... +$100/month
- Month-to-Month:................. +$250/month


----------------------------
MANDATORY PROGRAMS & FEES
----------------------------
Resident Benefits Package ........ $49.95
- Our Resident Benefits Package is designed to make renting easier, more convenient, and more rewarding.
Enjoy built-in savings, protection, maintenance support, and exclusive perks — all included to enhance your living experience.


----------------------------
UTILITY CONCIERGE SERVICE (Optional)
----------------------------
Utility Setup Fee ................ $175 one-time (non-refundable)
- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month
- Charged for consolidated billing, service management, and ongoing utility coordination.

Billing Convenience .............. One simple bill
- Receive one combined bill for rent and utilities with reminders and full transparency.

Water Allowance .................. $60/month
- Monthly water usage allowance. Any overages will be billed to the tenant.

----------------------------
PET POLICY
----------------------------
- Standard/Regular Breeds:
- $300 non-refundable fee per pet
- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.
- No fees for ESA or Service Animals
- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------
APPLICATION REQUIREMENTS
----------------------------

AUTOMATIC DENIALS:
- Utility Collections - (can be rectified by paying balance with receipt.)
- Landlord Collections - (can be rectified by paying balance with receipt.)
- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)
- Drug Charges - (non-negotiable)
- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)
- Bankruptcies (within the last 5 years) - (non-negotiable)

CREDIT REQUIREMENTS:

If employed less than 1 year with current employer:
- 600+: No Risk Mitigation Fee
- 575-599: 50% Risk Mitigation Fee
- 550-574: 100% Risk Mitigation Fee
- 549 and below: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

If employed more than 1 year with current employer:
- 575+: No Risk Mitigation Fee
- 550-574: 50% Risk Mitigation Fee
- 525-549: 100% Risk Mitigation Fee
- 500-524: 150% Risk Mitigation Fee
- 499 or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)


INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

Note:
A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------
APPLICATION PROCESS
----------------------------
- Apply online:
- Application fee: $65/adult (non-refundable)
- Processing time: 2-3 business days

----------------------------
MOVE-IN COSTS
----------------------------
- First month’s rent (prorated)
- Security deposit
- $100 lease preparation fee
- Additional Mandatory fees and programs listed above

----------------------------
NEED TO SELL BEFORE YOU MOVE?
--------------------- -------
Stevens Realty can buy your current home directly.
- No repairs, cleaning, or commissions
- Move into your new home up to 30 days sooner!

----------------------------
BONUS: BUILD YOUR CREDIT!
----------------------------
Pay your rent on time and we’ll report it to all 3 credit bureaus!
Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------
Contact us today to schedule a tour or apply online!

----------------------------


Affordable Housing : Yes
Resident Benefits Package
Stevens Realty All Bills Included Utility Concierge Service Required Read More