758 Forest Cir, Sparta, TN 38583

Nestled in an idyllic countryside with lush green. This 3-bedroom 1-bath house exudes a rural charm with its large windows bathing the rooms with natural light... and its hardwood floors creating a cozy sanctuary to come home to. The good-sized bedrooms offer ample closet space, keeping your living space organized. The well-equipped eat-in kitchen is efficient and designed for easy living. A washer and dryer hookup adds convenience to your daily routine and the central heating and air ensures year-round comfort. There's a large fenced yard for your kids and pets to safely play in and a storage shed to ensure a clutter-free environment. Pets at 90 lbs max are welcome. Plus, a garage guarantees secure parking. This countryside retreat is just a short drive to downtown Sparta.

Don't miss out! Schedule a showing now!

----------------------------
Only $1250 Deposit to Move In!
----------------------------


---------------------------
** WE ALSO OFFER RENT TO OWN TERM ***
----------------------------
Sale Price : $ 250,000
Down Payment : $ 5,000
Loan Origination Fee : $ 2,500
Agreement Preparation Fee : $ 500
Financed : $ 247,500.00

Monthly Payment : $ 2,101.64 Plus taxes and Insurance
Term : 40 Years

------------------------------------

*Must rent the prop for at least 6 months to do owner financing.
*Must still do application following the application criteria.
Ask us about our Obligo Deposit-Free Lease Program!
Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead.
Learn more:

Washer & Dryer Rental Program
- $99/month for a high-quality washer and dryer
- One-time installation fee: $75
- Repairs and maintenance are covered
- Charges apply for damage or loss

Availability Date
Move-in date may change depending on property condition or vacancy status.


----------------------------
MONTHLY CHARGES (in addition to base rent)
----------------------------
Smart Home Automation ............ $20.95
Renters Insurance ................ $14.99
Community Perks Package .......... $2.99
HVAC Filter Program .............. $12.50


----------------------------
AMENITIES
----------------------------
- Smart Home Automation
- Central Heat and Air
- Natural Gas Heat
- Large Yard
- Carport
- Refrigerator, Stove, Dishwasher
- Washer and Dryer Hookup
- Pet Friendly (90 lbs max)
- Section 8 Accepted


----------------------------
LEASE TERMS
----------------------------
- 12-Month Lease:................. Base Rent
- 6-11 Months:.................... +$100/month
- Month-to-Month:................. +$250/month


----------------------------
MANDATORY PROGRAMS & FEES
----------------------------
Smart Home Automation ............ $20.95/month (mandatory)
- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

Renters Insurance ................ $14.99/month
- Provides $100,000 in liability coverage and $10,000 protection for personal belongings.

HVAC Filter Program .............. $12.50/month
- Regular delivery of air filters to improve air quality and reduce energy bills.

Credit Reporting Program ......... $2.99/month
- Reports your on-time rent payments to credit bureaus to help build or improve your credit.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)
- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.


----------------------------
UTILITY CONCIERGE SERVICE (Optional)
----------------------------
Utility Setup Fee ................ $175 one-time (non-refundable)
- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month
- Charged for consolidated billing, service management, and ongoing utility coordination.

Billing Convenience .............. One simple bill
- Receive one combined bill for rent and utilities with reminders and full transparency.


----------------------------
PET POLICY
----------------------------
- Standard Breeds:
- $300 non-refundable fee per pet
- $25/month for 1st pet; $10/month for each additional (max 3)
- Restricted Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.
- $375 non-refundable fee per pet
- $45/month for 1st pet; $25/month for each additional (max 3)
- No fees for ESA or Service Animals
- Pet Application Fee: $35/pet (excluding ESA/Service Animals)


----------------------------
APPLICATION REQUIREMENTS
----------------------------

AUTOMATIC DENIALS:
- Utility Collections - (can be rectified by paying balance with receipt.)
- Landlord Collections - (can be rectified by paying balance with receipt.)
- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)
- Drug Charges - (non-negotiable)
- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)
- Bankruptcies (within the last 5 years) - (non-negotiable)

CREDIT REQUIREMENTS:

If employed more than 1 year with current employer:
- 600+: No Risk Mitigation Fee
- 575-599: 50% Risk Mitigation Fee
- 550-574: 100% Risk Mitigation Fee
- 549 and below: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

If employed less than 1 year with current employer:
- 575+: No Risk Mitigation Fee
- 550-574: 50% Risk Mitigation Fee
- 525-549: 100% Risk Mitigation Fee
- 500-524: 150% Risk Mitigation Fee
- 499 or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)


INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

Note:
A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------
APPLICATION PROCESS
----------------------------
- Apply online:
- Application fee: $65/adult (non-refundable)
- Processing time: 2-3 business days

----------------------------
MOVE-IN COSTS
----------------------------
- First month’s rent (prorated)
- Security deposit
- $100 lease preparation fee
- Additional Mandatory fees and programs listed above

----------------------------
NEED TO SELL BEFORE YOU MOVE?
--------------------- -------
Stevens Realty can buy your current home directly.
- No repairs, cleaning, or commissions
- Move into your new home up to 30 days sooner!

----------------------------
BONUS: BUILD YOUR CREDIT!
----------------------------
Pay your rent on time and we’ll report it to all 3 credit bureaus!
Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------
Contact us today to schedule a tour or apply online!

----------------------------



Renters Insurance Required
Smart Lock & Thermostat Automation Inclusive
Stevens Realty All Bills Included Utility Concierge Service Required
Utility And Maintenance Reduction Program Required
Washer/Dryer For Rent Read More