6406 Winding Way, Carmichael, CA 95608

INCOME REQUIREMENT CALCULATOR:

Bright interiors, multiple living spaces, and a beautifully established backyard come together at 6406 Winding Way. This… 4-bedroom, 2.5-bath single-story Carmichael home offers a spacious and versatile layout with fresh neutral finishes and abundant natural light. The home features a large living room and dining area, along with a separate family room featuring a stone-accented fireplace, built-in shelving, ceiling fan, and expansive sliding glass doors overlooking the backyard. The kitchen offers generous cabinetry and counter space, stainless steel refrigerator, built-in microwave and oven, electric cooktop, dishwasher, and a convenient pass-through connecting it to the family room. The spacious primary suite includes a walk-in closet and private bathroom with a large tiled walk-in shower. Three additional bedrooms provide ample closet space, while the hall bathroom features dual vanities and a tub/shower. An additional half bath, dedicated interior laundry room, and attached two-car garage add everyday convenience.

The backyard is a standout feature, with a broad lawn surrounded by mature shade trees, flowering plants, and established garden beds that create a lush, green setting. A covered patio directly off the family room provides a comfortable extension of the living space with views across the yard. Mature landscaping also enhances the home's inviting front exterior. Conveniently located in Carmichael with access to nearby shopping, dining, parks, and major thoroughfares.

Utilities included: None. Tenant pays water, sewer, garbage, gas and electricity.
$25 administrative fee that includes, but is not limited to; utility tracking and billing, insurance compliance, 24/7 maintenance call service, tenant portal and online payment option. Restrictions: Non-smoking and No cats.
Dogs Negotiable with Increased Deposit and $50 Pet Rent for first pet/$25 for any additional pets.

Applications are reviewed on a first-come, first-qualified, first-served basis for all completed applications. All applications are processed in compliance with Fair Housing Law.

SCREENING GUIDELINES

Each property has screening guidelines based upon a tier system. For each application, the following is required.

* Applicants must be prepared to sign a lease and pay rent within 2 weeks of approval. Approved applicants should be prepared to submit a holding deposit within 1 business day of approval.
* ALL applicants who apply together must meet our screening guidelines for the entire application group to be accepted. One applicant not meeting criteria may be a reason for all applications being declined.
* Co-signers: We are not accepting cosigners at this time
* A positive credit history with a minimum credit score criteria.
* Applicants with judgments or evictions will be declined (COVID-protected periods exempt).
* Any bankruptcy must be discharged.
* All rental references are based on the owner's or management's first response. Any subsequent changes to the first response will not be given equal weight in the final determination.
* No pets are allowed unless otherwise stated on the property page of our website. For standard household pets, there is an annual charge of $30 Per Pet, paid to Pet Screening. There is no cost for indicating that there are no animals in the unit, and there is no cost for assistance animals. Please get started by selecting a profile category at

TIER 2

This property requires a Tier-2 application to qualify, which means:

1. Three years of good rental references or homeownership with no late payments. No evictions – no exceptions.

2. A minimum credit score of 700 on the Experian Credit Report with at least 3 years of positive credit history: No past due accounts, collections, or judgments. Note: Credit reporting agencies weigh their scoring factors differently, and scores vary between companies and whether the credit is a soft or hard pull.

3. Verifiable, combined, gross monthly income of at least 2.85X the monthly rent amount after deducting for estimated monthly payments based on the Experian credit report (Examples - payments for Credit cards, student loans, autos loans and mortgages).

a. Income Requirement Calculator: Tiner utilizes an Income Required Calculator that determines the minimum income needed for any given property and applicant.

b. Verifiable cash reserves amounting to at least 12x the rent will reduce the income requirement proportionately.

c. Mortgages: Monthly mortgage payments may be partly or wholly removed from the income requirement when an applicant sufficiently demonstrates that the property is selling/sold or that rental income offsets the mortgage payment.

How to apply for a property with Tiner Properties:

Start by viewing the property. After reviewing our screening guidelines, we recommend driving by the home and then scheduling an appointment to view it. You may schedule online at or call our leasing office at . Qualified applicants are welcome to apply before viewing; however, all applicants must view the property in person before final approval. Applications are processed on a first come, first qualified, first served basis for completed applications. An application is complete when it includes ALL of the following:

All persons 18+ years old must complete an application using their own email address for verification.

Application fees paid for each applicant. Application fees are $60 per applicant and may be paid through your application on our website.

Verifiable ID such as a current and valid driver’s license, photo ID card, or passport.

Copy of social security card (preferred), OR W-2 OR tax return with full Social Security Number listed

Verifiable proof of income, which can include: Three most recent paystubs OR 2 years of personal tax returns (top 2 pages only), OR W-2, OR for faster process, you may link your bank account securely to verify income.

Applications are reviewed on a first-come, first-served basis for all completed applications. All applications are processed in compliance with Fair Housing Law.

View any of our available properties at Note: Third-party advertisements may not accurately reflect the correct amenities - Inquire before applying.

After reviewing the screening guidelines above, drive by the property and schedule a showing. If you meet the qualifying guidelines and are interested in the property, apply online at

To schedule a showing, click the link below.


Tiner DRE 01515135


$50 Pet Rent For First Pet/$25 For Any Additional Pet(s).
Covered Patio
Dual Pane Windows
Tile Countertops
Vinyl Flooring Read More